Payu Payment Gateway

PayU India is a payment gateways accept Visa/Master Credit card, Debit card for more than 50 banks, Net banking of all major banks like ICICI, HDFC, SBI, Axis etc and EMI Payment option is also available.

In India PayU would only provide as a payment gateways for e-merchants unlike South African PayU's plan that also work as an online wallet open to use for common people for online transaction.

According to PayU official website, it accepts American Express, Master Card and debit cards of various banks (around 60) along with net banking for nine banks including Axis Bank, HDFC, ICICI, SBI etc. PayU is expected to launch its service with its integration with Ibibo and its ecommerce sites tradus in and goibibo. PayU says that it has developed the payment APIs with all major shopping carts and APIs to assist automatically capture, reimbursement and cancel transactions sans any manual efforts.

Service Charges

Setup Fee (One Time) Transaction Charge(Credit Card - Visa, Mastercard, Diners) Transaction Charge( Debit Cards - all banks (Visa, Mastercard, Maestro)) Transaction Charge (Net Banking) (35+ banks) & Multibank EMIs Cash Cards
₹ 4,900/- 3.9% 0.75% for Transaction Value =< ₹ 2,000/- or 1% for Transaction Value > ₹ 2,000/- 3.9% 3.9%
₹ 9,900/- 3.25% 3.25% 3.25%
₹ 19,900/- 2.9% 2.9% 3.25%
₹ 29,900/- 2.5% 2.5% 3.25%

* ₹ 2,400/- Annual maintenance cost with each plan.

Note:- This information is updateted till 27-March-2015.

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